Buying a vehicle, insurance: checklist

Check the vehicle's history and safety before buying it; then complete the registration, insurance, and post-accident procedures.

0/11 steps done

Show businesses near you:

YOUR NEXT STEP

1. Check recalls using the VIN

Use the vehicle's 17-digit VIN on NHTSA's search page to check whether there is an open safety recall.

1. Check recalls using the VINUse the vehicle's 17-digit VIN on NHTSA's search page to check whether there is an open safety recall.nhtsa.gov(Official site)
2. Review the title history through NMVTISCheck current title, mileage, salvage, damaged, flood vehicle, and, in some cases, theft records.
3. Have an independent mechanic inspect itA vehicle history report does not replace a mechanic's inspection; if the dealer does not allow it, go to another dealer.
4. Read the Buyers GuideCheck whether the used vehicle is sold with a warranty or As Is.
5. Look at the total cost of the loanInstead of focusing on the monthly payment, consider the total amount you will pay, including interest.

6. Check the state's DMV rulesRegister the vehicle in the state where you live and learn the inspection and insurance requirements imposed by the state.
7. Obtain mandatory insurance coverageGet a policy that meets your state's legal minimum insurance amounts and check the lender's additional requirements.
8. Obtain the registration and stickerObtain the registration and sticker from the relevant county tax office.

9. Stop at the sceneDo not leave the scene; if anyone is injured, call 911 immediately, and if no one is injured, move the vehicle out of traffic.
10. Share your informationShow your driver's license, vehicle registration, insurance information, and address to the other driver and the police.
11. Make the required police reportIf someone is injured or dies, file a police report within 24 hours; also report a hit-and-run driver to the police.
OKANLAWLegal & Consulting · California Gunay Law, P.C.Legal & Consulting · New York Akin & Salaman Law Group PLLCLegal & Consulting · New York All (4)

Businesses come from the site’s Businesses section; they are not recommendations of the guide. This content is general information, not legal advice.