Health insurance options: checklist

Marketplace application

• 1. See your options in the screening toolReview Marketplace options that fit your situation using the screening tool.
• 2. Prepare your documentsPrepare household information, immigration documents, income estimates, and the employer insurance offer.
• 3. Create an account and complete the applicationCreate a HealthCare.gov account or go to your state Marketplace and complete the application.
• 4. Read the Eligibility NoticeReview the Eligibility Notice and upload requested documents by the deadline.
• 5. Choose your planChoose a plan that suits you and pay the first premium to the insurance company; coverage does not begin without payment.
• 6. Report changesUpdate your application if your income, household, or address changes during the year.
• 7. Apply by phone or paperIf you wish, apply by phone or paper form; use the Find Local Help tool for local assistance.