- BIST10011,572-1.28%
- USD49.45+0.05%
- EUR55.62+0.37%
- GOLD4,182.70+0.04%
- INTEREST37.00%-1.00
- BITCOIN82,421+0.50%
- October 19, 20269°
- BIST10011,572-1.28%
- USD49.45+0.05%
- EUR55.62+0.37%
- GOLD4,182.70+0.04%
- INTEREST37.00%-1.00
- BITCOIN82,421+0.50%
- October 19, 20269°
17
Retirement
U.S. Social Security retirement, FICA contributions, 401(k) and IRA, Türkiye–U.S. social security relationship, pension and Medicare.
Topics in this section
- 17.1 U.S. Social Security retirementPeople who accumulate enough Social Security credits in the U.S. can receive retirement benefits. The benefit amount and starting age depend on credits, FRA, work status, and additional requirements for foreign workers.
- 17.2 Social Security tax (FICA) and exemptionsFICA consists of the Social Security and Medicare taxes paid by people working in the U.S.; certain foreign national statuses may be exempt. For incorrect withholding, first contact the employer, then the IRS using Form 843 and, if necessary, Form 8316.
- 17.3 401(k) and IRA: 2026 contribution limitsIn 2026, 401(k) and IRA contribution limits, income-based rules, early withdrawals, and required minimum distributions apply depending on the circumstances. When returning to Türkiye, also consider withholding and the tax treaty.
- 17.4 Türkiye–U.S. social security relationshipThere is no social security agreement between Türkiye and the United States; periods are not automatically combined. However, eligible individuals may assess their periods of employment and certain other periods in the United States through foreign service borrowing in Türkiye.
- 17.5 Receiving U.S. retirement benefits in TürkiyeTurkish citizens may continue receiving U.S. Social Security retirement benefits earned through their own work while living in Türkiye. For spousal and child benefits, the 5-year requirement to live together in the United States, work-reporting obligations, and tax rules should be reviewed separately.
- 17.6 MedicareMedicare is federal health insurance for people aged 65 and older, certain people with disabilities, and people with end-stage renal disease. Learn about its parts, enrollment periods, the 2025 immigration requirement, costs, and important information for people living in Türkiye.
Last reviewed October 16, 2026. This content is general information, not legal advice.