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  • October 19, 20269ยฐ
  • BIST10011,572
    -1.28%
  • USD49.45
    +0.05%
  • EUR55.62
    +0.37%
  • GOLD4,182.70
    +0.04%
  • INTEREST37.00%
    -1.00
  • BITCOIN82,421
    +0.50%
  • October 19, 20269ยฐ
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U.S. Social Security retirement: checklist

Check your SSA record, make an estimate, decide when to start, and apply through the appropriate channel.

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1. Create a my Social Security account

Check your earnings record and benefit estimates; contact the SSA if you see an incorrect year.

Before applying

  • Check your earnings record and benefit estimates; contact the SSA if you see an incorrect year.
  • Use the SSA's Retirement Estimator to compare your benefit at different starting ages.
  • Take into account the permanent reduction for starting early and the increase for waiting until age 70.

Application and Medicare

  • Apply online, by phone, at your local SSA office, or, if you live in Turkey, by writing to the FBU in Athens.
  • People who start receiving benefits at least 4 months before age 65 are automatically enrolled; others must apply separately.

This content is general information, not legal advice.